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We Manage Your Business Risk

Silver Lining Insurance Agency (SLIA) helps to protect your business by minimizing risk of loss with customized commercial insurance. Every business is unique, and we work with you to assess exposures and determine the proper coverage solutions for you and your business. Our expertise spans various industries such as (but not limited too) attorneys, physicians of all specialties, property owners, distributors, manufacturers, and financial service providers. Through years of experience, we have an expertise in helping businesses anticipate, understand, and manage risk.

As your trusted partner, SLIA prioritizes your success with personalized service, industry knowledge, and advanced technology. We provide comprehensive coverage for businesses of all sizes, ensuring effective risk management and long-term protection. We know small businesses because we are a small business! Our portfolio of business insurance products & services includes:

Professional & Specialty Insurance

Professional liability insurance helps cover you and your business if you are sued for negligence, even if you haven’t made a mistake. Specialty insurance covers unique items, services or risks and falls outside what standard insurance policies cover.

  • Bonds

  • Crime

  • Cyber Liability

  • Directors & Officers Liability (D&O)

  • Employment Practices Liability (EPLI)

  • Professional Liability
    - Errors & Omissions Liability (E&O)
    - Malpractice
     

Workers Compensation Insurance
Workers’ compensation provides your employees with benefits should they have a work-related injury or illness. Workers’ compensation also provides benefits for the business owner.

  • NY Disability (NY DBL) and Paid Family Leave (NY PFL)

 

We are your advocate when it comes to Claims
When something happens to your home, business, property, or to you or your loved ones, it can be traumatic. You can count on Silver Lining Insurance Agency to serve as your advocate throughout the claims process, making sure your claim is adjusted quickly, completely, and fairly.

Property/Liability Insurance

Most businesses need insurance protection that covers their property, including building, equipment and furniture, as well as liability from lawsuits.  These various policies can help a business owner pick up the pieces after an unexpected loss. 

  • Business Interruption

  • Business Owners Policy (BOP)

  • Builders Risk

  • Commercial General Liability

  • Commercial Property

  • Umbrella

Professional & Specialty Insurance

Professional liability insurance helps cover you and your business if you are sued for negligence, even if you haven’t made a mistake.  Specialty insurance covers unique items, services or risks and falls outside what standard insurance policies cover.

  • Crime

  • Cyber Liability 

  • Directors & Officers Liability (D&O)

  • Errors & Omissions Liability (E&O)

  • Employment Practices Liability (EPLI)

  • Group Excess

  • Malpractice

Workers Compensation Insurance

Workers’ comp provides your employees with benefits should they have a work-related injury or illness.  Workers comp also provides benefits for the business owner.
  • NY Disability (NY DBL) and Paid Family Leave (NY PFL)

Commercial Auto Insurance

Commercial auto insurance cover vehicles registered to the business.
  • Corporate
  • Executive
  • Fleet
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