Steps To Take To Achieve Debt Freedom
- mp8325
- 2 hours ago
- 2 min read

This month, my newsletter explores the following topics:
It can be challenging to understand how the markets are responding to the rapid shifts in global and domestic events. However, virtually all change brings with it opportunity. Please get in touch with me if you would like to discuss how this volatility might benefit your financial plans in the near and long term.
He Invented The 4% Rule Of Retirement Income — Why He Calls Inflation Retirees’ ‘Greatest Enemy’
Bill Bengen has updated his famous 4% rule with new guidance for today’s retirees. Find out what he says could help stretch your income further.
Over 80% Of Americans Say Living Debt-Free Is Key To The American Dream. Here’s How You Can Get There
Surveys show 84% of people rank being debt-free as one of their most important life goals. But in a culture built on borrowing, is that dream slipping further out of reach?
How Are Annuities Taxed? 3 Things You Need To Know
Don’t let the word “tax-deferred” give you a false sense of security. Take a closer look at how annuity income is treated from IRAs, Roth accounts, and early withdrawals.
Six Changes Coming To Social Security In 2026
Big changes are coming to Social Security in the year ahead, impacting everything from the size of your benefit check to your full retirement age. Here's what you need to know.
Michael M. Silverman is a Financial Representative of The Guardian Life Insurance Company of America, New York, NY. Silver Lining Insurance Agency, Inc. is not an affiliate or subsidiary of Guardian.
Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof.
6980263.13 Exp. 10/27