A LIST OF YOUR BELONGINGS WILL MAKE FILING AN INSURANCE CLAIM MUCH EASIER
The threat of loss of property from fire, theft, or other causes is always present. An accurate inventory and proof of ownership at the time of a loss can make claim settlement easier and faster. A thorough inventory takes time to compile, but the time and frustration it may save you later will more than make up for it. A good home inventory includes a detailed list of your possessions including receipts, descriptions, and photos of your home’s contents.
HOME INVENTORY TIPS
Take photos and videos of every room and the contents within that room
Create an inventory document and list every item of value in your house
Make sure to copy the serial numbers of your personal items
Keep all receipts along with a description of the items
Keep a detailed record of antiques, jewelry, major appliances, and collector’s items
Update your home inventory as you acquire new items and review them annually
Keep a virtual copy of your inventory in the Cloud or somewhere safe, like a safety deposit box
If you’re setting up a new household, starting a home inventory is relatively simple. If you’ve been living in the same house for many years, however, the task of creating a list can seem daunting—but it doesn’t have to be. Once you’ve started your inventory, keep going even if you can’t get it all done immediately. It’s better to have an incomplete inventory than nothing at all.
SAMPLE INVENTORY CHECKLIST
Room: (ex: Bedroom, Den, Kitchen, Hallway, Patio, Attic, etc.)
QUANTITY | ARTICLE DESCRIPTION | YEAR PURCHASED | MANUFACTURER & MODEL | COST |
Personal Effects: □ Woman | □ Man | Name:
QUANTITY | ARTICLE DESCRIPTION | YEAR PURCHASED | MANUFACTURER & MODEL | COST |
If you would like to receive a complete Home Inventory Checklist, or if you have any questions about Homeowner’s Insurance, please contact us at (212) 701-7938 or info@SLIA.agency.
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